WHAT’S YOUR MOJO – LUCKY 13 with Arun Maharaj, CEO of HashChing

WHAT’S YOUR MOJO – LUCKY 13 with Arun Maharaj, CEO of HashChing

What is your business?

HashChing is Australia’s leading mortgage broker and digital loans platform.

On the consumer side, we have assisted over 60,000 customers to access great home loan and business loan deals. We connect customers directly with verified broker partners who can further negotiate a better deal from the lenders, saving time, hassle and money.

On the broker side, we provide access to our unique proprietary software, allowing brokers to utilise exclusive products and market leading CRM lead management tools.

What would your old school teachers say about you?

Hopefully that I was a good student. I was quiet but I enjoyed school and always worked hard. I was quite all-rounded and gave everything a go, from sport through to leadership roles.

What’s the best piece of business advice you’ve received?

A long time ago, my mum told me “if you believe in your abilities, then trust them, and don’t allow your failures to get in the way”.

What has surprised you most about running your business?

Just how nimble we can be. I previously worked in corporate businesses where decisions took a long time to get approved. Now, we can make a decision and execute on it quickly.

If you could go back 10 years and give yourself one piece of advice, what would it be? 

I love to describe things using cricket analogies. So I’d tell myself that FinTech is like walking to the batting crease to face your first ball. You don’t always know what to expect, you hope to score quickly to get some momentum. However, if you play each ball on its merits and remain mentally resilient you will see results. So ultimately focus on being mentally strong and don’t give up or give in.

What distinguishes your business from its competitors?

We are unique in this space and don’t really have like-for-like competitors. We always aim to be completely transparent and to provide the best possible service, so that we’re still offering something unique if competitors do come along.

Where do you see yourself in 5 years?

I would love for HashChing to be part of the revolution that is coming with open banking and the property sector. We’re already working on creating a ‘hub’ for this to happen, and I’m optimistic that we can lead the way for revolution within the industry.

Why do you do what you do?

I’ve always had a passion for technology. I have a computer science major and always wanted to do something different with it. I love working in FinTech because technology is constantly changing and I enjoy learning and adapting to these changes. We’re all aware of how technology makes so many aspects of our lives that much easier, and I enjoy helping to make that happen.

What’s one piece of writing, speech or advice that you’ve consumed that has had the biggest impact on you? (book, show, TED talk, podcast, etc)

Steve Jobs’ Stanford Commencement Speech in 2005 right after he battled cancer was one of the most inspiring things that I’ve ever heard. I recommend everyone watch it on YouTube when they have the chance.

If you could be mentored by anyone, who would you choose and why?

I’d have to say Richie McCaw, the captain of the All Blacks through three world cups winning two of them. He is an incredible leader, motivator and mentor and his style of leadership always seems authentic. I think he’d be able to teach me great lessons on strength and resilience.

Name a situation where you failed and what you learned from it?

Like everyone, I’ve failed in many things. I built and launched a tech product years ago that didn’t succeed as it wasn’t compatible with the way tech was changing. I took a lot of lessons from that failure to build HashChing, so it ultimately helped me in the long run.

If someone was to portray you in a show/ movie about your life, who would you want it to be, and what genre would you choose?

I’d love Daniel Craig to portray me in a romantic comedy. Who wouldn’t want James Bond to play them in a film?

What do you like to do to relax and unwind?

I love to watch movies that are fun and help to take my mind off the day. Anything with Will Smith in it always does the trick. Watching reruns of the Fresh Prince of Bel Air is one of my ultimate pleasures and reminds me of when I was growing up.

Who is Mojo?

Mojo Media is an integrated marketing communications agency. We’re a talented mix of media experts, social strategists and digital gurus. From public relations and social media to emerging digital marketing technologies and experiential activations, we help brands attract customers, build influence and effect change.

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